I found another blog from a person who should be an inspiration to us all.
1. You need less money to live. In our culture one of the most stressful parts of our day to day life is trying to find ways to make ends meet, to find ways to make more money. This is a vicious circle, because the more you make the more you spend.
Our journey may have began way back when we took the Dave Ramsey courses at our church at the time. We cut up fourteen credit cards and have not looked back, nor do we hold a single one now. Our “emergency credit card” is cash stashed away for an emergency. One that we saved for and add to every month. If we don’t have the money now to buy it, we won’t have the money when the bill comes either! The course also showed us the follies behind borrowing and loaning. We never borrow money (from banks or relatives)…
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